Capital Built to Endure

Modern funding strategies for equipment-heavy businesses.

Where ancient lift meets modern leverage.

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Vast Lender Network

No Borrower Fees

Startups to Corporations

Flexible Product Mix

About Us

Pterodactyl Capital is a boutique finance brokerage rooted in strength, longevity, and strategic clarity. From Salt Lake City, we connect American businesses to funding solutions that endure—backed by relationships, not algorithms.

Pterodactyl Capital was founded with a vision to demystify complex financing for growing businesses. After years observing common pitfalls in capital strategy, the goal was to provide clear, actionable advice and access to funding that truly aligns with a company's long-term goals, not just its immediate needs.

“Legacy-backed funding for enduring enterprises.”
Pterodactyl fossil sketch symbolizing longevity and endurance in capital

Our Funding Solutions

Working Capital Loans

Fast, unsecured capital to fuel your daily operations, cover expenses, or seize growth opportunities without tying up assets.

  • Loan Amounts: $10K – $750K+
  • Funding Speed: As fast as 24–72 hours
  • Collateral: None required (unsecured)
  • Best For: Service businesses, retail, trucking, and more.

Equipment Financing

Acquire the new or used equipment your business needs to operate and scale with a wide range of flexible lease and financing structures.

  • Loan Amounts: $25K – $35MM
  • Lease Types: EFA, $1 Buyout, FMV, PUT & Operating Leases, Sale-Leasebacks.
  • Collateral: Backed by the financed equipment
  • Best For: Construction, manufacturing, logistics, medical.

Large Structured Finance

Sophisticated, high-value funding solutions for established companies planning major capital expenditures and facility buildouts.

  • Loan Amounts: $250K – $35MM+
  • For Revenues: $10MM+ Annually
  • Requires: 2-3 years of financials
  • Best For: Large CAPEX, fleet expansion, buildouts.

Find the Right Solution for Your Business

Businesses with $30K–$250K Monthly Revenue

Ideal for agile businesses needing quick access to capital for inventory, marketing, or bridging cash flow gaps.

Businesses with $1MM–$10MM Annual Revenue

Perfect for established, asset-heavy companies looking to acquire new or used equipment to increase capacity and efficiency.

Businesses with $10MM+ Annual Revenue

For large-scale enterprises planning major capital expenditures, facility expansions, or complex asset acquisitions.

Our Process

1 Intake & Discovery

We start by understanding your business, goals, and capital needs through a streamlined intake form and a brief introductory call.

2 Packaging & Submission

We leverage our expertise to package your application and submit it to the most suitable lending partners from our extensive network.

3 Approval & Negotiation

Once offers are received, we negotiate the best possible terms on your behalf and present you with clear, understandable options.

4 Funding

After you select an offer and sign the documents, funds are disbursed directly to you, typically within a few business days.

What Our Clients Say

“I had no idea this could be so easy. Pterodactyl Capital helped us unlock growth without compromising flexibility. Their understanding of the logistics sector was key.”
— Sarah M., Owner, Apex Haulers (Logistics Operator, Utah)
“The team at Pterodactyl Capital truly understands the challenges of a growing manufacturing business. Their expertise in equipment financing was invaluable for our expansion.”
— John B., CEO, Bedrock Manufacturing (Manufacturing CEO, Nevada)
“Exceptional service and tailored solutions for our retail outlets. Pterodactyl helped us structure capital for a new inventory system. Highly recommend!”
— Lisa P., Founder, The General Store (Retail Founder, Colorado)

Let’s Build Something Enduring

Schedule a call to talk capital structure, financing options, and next steps for your business. Need help structuring your capital stack? Talk to us!

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The Pterodactyl Difference

Funding is more than a transaction—it's a partnership. We were founded on the principle of providing enduring financial solutions built on clarity and trust, not just quick cash. We're not just brokers; we're your strategic advisors.

Vast Lender Network

Our broad network of lending partners allows us to find the right fit for your needs, from subprime startups to established corporations.

No Cost to You

Our process is built on trust. We're compensated by lenders, meaning there are never hidden fees or costs to you as the borrower.

Expert Lease Structuring

We speak the language of finance, from MCAs to complex, multi-million dollar equipment leases. We find the right tool for the job.

A True Strategic Partner

We go beyond the loan. Our goal is to become a long-term partner, providing ongoing support and adapting your strategy as you grow.

Frequently Asked Questions

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Let’s Talk Capital

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